Answer by Philip J. Cunningham Sr

How about I just cut thought the bull. The grant could be forgiven after a number of years or would have to be paid back if the house changes ownership. The amount to be paid back reduce over the time stated in the Grant paperwork so no one can answer this question completely unless they see 6the paperwork on the Grant,or at lease know the name of the Grant. the short of it is it is a loan and may have to be paid back in some amount and all credit must be included in the debt to income and this is for you protection so that you do not over extend yourself. Please call me in my office so I may go over this with you. 215-725-5700 X49 Philip J. Cunningham Sr. V.I.P. Realty Corporation 7942 Bustleton Ave Philadelphia, PA 19152 215-725-5700 X49 PhilCunningham2004@yahoo.com